You may already be familiar with all automobile insurance purposes, but if you already know how a car insurance claim. Yes, one of the requirements for selecting a vehicle insurance is about how the claims process and how fast you are served. However, ignorance of these claims could be one reason why not many people are willing to insure his car. What you must know related car insurance claims?
What is a claim?
By definition, is an attempt policyholder claims seek damages to the insurance company against a risk that occurs like an accident or theft of the insured car.
What to do when proposing an insurance claim?
If there is a calamity that befell, report the incident to the insurance company as soon as possible. Therefore, the report of the accident must be submitted insured to the insurance company as soon as possible or a maximum of 3 × 24 hours after the accident occurred.
When the accident occurred outside the town, the insured may report to the representative office or branch office nearest insurance company.
For filing a claim outside the town, first documented important telephone numbers, location of offices and workshop partners list.
Prepare attachment chronology of events experienced by a brief and clear.
Make reports loss in the nearest police station if your car is missing.
Complete the policy of supporting documents such as data, vehicle registration, driver's identity others involved accidents, and others when filing a claim.
The survey claims can be done by showing the condition of the car at the branch office, workshop partners, or otherwise surveyors can approach your home or office.
Make sure that the insurance company issuing the SPK (Work Order) to make improvements in the workshop.
It is recommended to make improvements in the workshop partners. Because in addition to administrative cooperation with the insurance company is well established, standard quality of work, working time and the amount of the cost of repairs was given.
Immediately send your vehicle to one of the workshop partners that insurance companies are quick fixes.
When in the city there was no workshop partners, the insured can enter the garage to the selected insurance company.
Do not enter the vehicle into the garage without the approval of the insurance company, because it could be the insurance company refused to pay.
The insurance company should be given the opportunity to survey or inspect the vehicles are damaged or missing, before the repair.
Feel free to continue to monitor and inquire development process improvement in the insurance and vehicle repair shops.
Third Party Coverage
Vehicle insurance benefits also prevent us from spending money that is not unexpected due to the risk that occurs not only in our vehicles, but also vehicles that you hit, when the accident happened is a collision. Or the opposite, you are hit by another vehicle.
In insurance are term liability towards third parties (TJH III) is for losses suffered 3rd party which is outside the insured objects that are directly caused by objects tersebut.Hal the things that can be covered by TJH III is not limited to damage to motor vehicles but includes property damage, medical expenses, bodily injury and death.
Tidak ada komentar:
Posting Komentar